See how collect request scams work. These fraud attempts trick users into approving payment requests by pretending they are refunds, rewards, support fixes, or money-receiving steps.
Most collect request scams use refund promises, cashback bait, customer care excuses, or fake payment-help instructions. These examples show the most common fraud patterns.
Example message
Your refund is ready. Please approve the collect request to receive ₹4,999 instantly in your account.
Why it looks suspicious
Example message
Congratulations! You won cashback. Open your UPI app and approve the collect request to claim reward now.
Why it looks suspicious
Example message
Customer care update: To solve your payment issue, approve the support collect request and enter UPI PIN for verification.
Why it looks suspicious
Explore more scam examples and related safety pages.
A collect request scam is when fraudsters trick users into approving a payment request instead of receiving money.
No. Approving a collect request usually sends money from your account. That is why scammers use this trick in refund and cashback fraud.
Fake collect requests usually come with urgency, refund promises, reward bait, or fake customer care instructions.
Yes. TrustCopilot can help users analyze suspicious messages and identify scam patterns linked to collect requests, refund fraud, and UPI deception.